Unit

Unit provides banking-as-a-service infrastructure that enables companies to embed financial products directly into their own software platforms. Through a single API, it offers building blocks such as deposit accounts, debit and credit cards, payments (ACH and wire transfers), and lending capabilities. The platform is designed for software companies, fintechs, and vertical SaaS businesses that want to add banking features without building the underlying infrastructure or managing bank relationships themselves. Unit handles the complexities of compliance, risk management, and partnerships with FDIC-insured banks, abstracting this work away from its customers. Its offering includes program management tools and dashboards that let clients monitor accounts, transactions, and compliance activity as they scale their embedded finance products.