PayPal

PayPal is a digital payments platform that enables individuals and businesses to send, receive, and manage money online. It supports transactions in multiple currencies and integrates with e-commerce websites, mobile apps, and point-of-sale systems through APIs and checkout buttons. Consumers use it to shop online, transfer funds to friends and family, and store linked bank accounts, debit cards, and credit cards for payments. Merchants rely on it to accept payments from customers globally, process invoices, and access working capital through business loans and merchant services. The company also owns Venmo and Braintree, extending its reach into peer-to-peer payments and payment processing infrastructure for developers and larger enterprises.