Mercury

Mercury is a financial technology company that provides banking services tailored to startups and technology companies. It offers business checking and savings accounts, along with treasury management tools designed to help companies manage larger cash reserves. The platform includes features such as virtual and physical debit cards, ACH and wire transfers, and API access for integrating banking functions into other software. Mercury also provides tools for venture-backed companies, including credit products and expense management, often bundled with startup-focused perks. The underlying banking services are provided through partner banks, since Mercury itself is not a chartered bank but a technology layer on top of FDIC-insured institutions.