Ixopay

Ixopay is a payment orchestration platform that connects merchants and payment service providers to a single technical and reporting interface. It routes transactions across a network of acquirers, alternative payment methods, and fraud and risk management tools without requiring merchants to build individual integrations for each provider. The platform is aimed at enterprise merchants, payment service providers, and independent sales organizations that process payments across multiple markets or need redundancy among providers. Core capabilities include intelligent transaction routing, cascading between payment providers to improve authorization rates, consolidated reconciliation and reporting, and configurable fraud screening. Ixopay operates on a platform-only model, meaning it does not hold merchant funds itself but instead provides the technology layer that connects merchants to their chosen acquiring banks and payment method providers.