Homeowners of America

Homeowners of America is an insurance company operating under the Homeowners of America Insurance Company brand, providing property insurance products through independent agents. It focuses on homeowners insurance policies designed for residential property owners across multiple states. The company underwrites coverage options that include dwelling protection, personal property, liability, and additional living expenses for policyholders. Its distribution model relies on partnerships with independent insurance agencies rather than direct-to-consumer sales, allowing agents to offer tailored coverage to their clients. The company emphasizes straightforward policy structures and claims handling to serve homeowners seeking property insurance coverage.