GoCardless

GoCardless is a fintech company that specializes in bank payment processing, focusing on recurring and one-off transactions through direct debit and open banking rails. It provides businesses with tools to collect payments directly from customer bank accounts, reducing reliance on card networks and lowering transaction costs. The platform serves subscription-based businesses, SaaS companies, invoicing services, and other merchants that require recurring billing capabilities. Its offerings include Success+, which uses machine learning to predict and reduce payment failures, and Instant Bank Pay, which enables one-off payments via open banking. The company operates across multiple markets including the UK, Europe, North America, and Australia, integrating with accounting and billing platforms to streamline payment collection workflows.