Column

Column is a bank chartered as a national bank in the United States that provides infrastructure through APIs, allowing developers and companies to build financial products directly on top of a regulated bank. It targets fintech companies, developers, and businesses seeking to embed banking services such as payments, accounts, and card issuing without relying on a separate sponsor bank. The platform offers capabilities including wire transfers, ACH, real-time payments, direct cash management, and account creation, all accessible through API endpoints and a dashboard. Because Column is itself the chartered bank, customers avoid intermediary layers typical of traditional banking-as-a-service providers, gaining more direct control over compliance and operations. The dashboard at dashboard.column.com serves as the primary interface for managing accounts, transactions, and integrations built on Column's infrastructure.